Living in Raymond, MS: Costs and Neighborhoods

Did you know Raymond, MS, has a cost of living 12% below the national average? This fact draws many people to this quiet town in Hinds County.

What Makes Raymond Appealing

Raymond sits in Hinds County, Mississippi. It offers a sparse suburban feel. Residents enjoy space without dense urban crowds. The town appeals to those who want affordable living and stability.

Many people own their homes here. Homeownership rates stay high. This creates a sense of community. Potential residents often look for places like this.

Cost of Living Breakdown

Living in Raymond keeps expenses low. Data from Niche shows costs run lower than average across the U.S.

Everyday Expenses

Groceries cost less here. A gallon of milk might run $3.50, compared to $4 nationally. Gas prices hover around $3 per gallon. Utilities for a small home average $150 monthly.

Transportation stays affordable. Many residents drive short distances to work. Public options exist but remain limited.

Healthcare expenses align with state averages. A doctor’s visit costs about $100 without insurance.

Taxes and Other Fees

Property taxes in Hinds County average 0.8% of home value. For a $200,000 house, that’s $1,600 yearly. Sales tax hits 7%, typical for Mississippi.

Income taxes follow state rates, from 0% to 5%. No local income tax applies in Raymond.

Housing Market Insights

The housing market in Raymond stays accessible. Median home prices sit at $220,000. This falls below many urban areas.

Buyers find options in single-family homes. Some townhouses appear too. Renters pay around $1,200 monthly for a two-bedroom unit.

Buying a Home

Start by checking local listings. Sites like Zillow show current homes. Expect three-bedroom houses from $180,000 to $300,000.

Get pre-approved for a mortgage first. Local banks offer rates around 6.5%. Inspect properties for flood risks, common in Mississippi.

Homeownership builds equity here. Many residents stay long-term. This adds to neighborhood stability.

Renting Options

Rentals suit short-term stays. Apartments start at $900 for one bedroom. Houses rent for $1,500 or more.

Look for leases with utilities included. This cuts costs. Pet-friendly units exist but add fees.

Neighborhood Spotlights

Raymond divides into distinct areas. Each offers unique traits. Residents choose based on needs.

East Raymond

East Raymond feels residential. Homes spread out with yards. Families like the space for kids.

Schools nearby serve the area. Crime rates stay low. Commutes to Jackson take 20 minutes.

Property values range from $150,000 to $250,000. New buyers find starter homes here.

North Raymond

North Raymond keeps a suburban vibe. Trees and open spaces dominate. It’s quieter than the east side.

Parks provide spots for walks. Local shops meet basic needs. Homes average $200,000.

Residents report a strong community feel. Events like town fairs bring people together.

Daily Life and Community

Living in Raymond means a slower pace. Most people work in nearby Jackson. Commutes average 25 minutes.

Schools in Hinds County serve kids well. High school graduation rates hit 85%. Extracurriculars include sports and clubs.

Healthcare access comes from local clinics. Larger hospitals sit in Jackson.

Shopping options stay basic. Grocery stores and diners line main streets. For more, drive to the city.

Pros and Cons of Living Here

Pros include low costs and homeownership opportunities. The sparse suburban feel suits those who dislike crowds.

Cons involve limited nightlife. Job options focus on education and retail. Urban amenities require travel.

Is Raymond Right for You?

Consider your priorities. If affordable housing and quiet neighborhoods appeal, yes. Families and retirees often choose it.

Visit first. Drive through East Raymond and North Raymond. Talk to locals about daily life.

Check recent data from Niche for updates. Costs can shift with the economy.

Raymond offers stability without high prices. It stands as one of Mississippi’s best places for simple living.